As promised, this is a post on cryptocurrencies. Most people have just been getting caught up on the alternative currency markets. I wouldn’t say I am early adopter because I am not. I started following Ethereum last summer when it was valued at about $160 per coin. I read a little bit about it and naturally bitcoin’s history popped out too so I caught up on that. In this post I am just going to go over what I have learned about this little understood world of alternative currencies.
In the year 2017, I first started tracking cash flow (income-expenses) using the free personal finance tool Personal Capital. This free website has been able to make things so much easier for us. We can now track what are our biggest expenses and whether we’re throwing money away. In addition, it is a one stop shop to help track all our investment, credit card and bank accounts. So in essence, you don’t need old excel sheets to do the dirty work yourself. Just link accounts and the website does it for you. The bonus is that you can graph everything and go into greater detail of each expense time wise. This can empower you to spot fraudulent purchases made in your name quickly and efficiently. Anyway, I digress. Continue reading “2017 Year In Review”
It has been a while since I wrote here. If I say that I have been busy that would be inaccurate. I’ve been thinking a lot more recently and haven’t been very productive. I have the whole thanksgiving week to think about what the future holds. I will be 30 in a month’s time and I am reflecting upon what I have done in the past 30 years of my life. Have I accomplished enough? Have I traveled enough? Have I experienced life?
As I have mentioned before, I am an immigrant to the United States. I have a few years left before I will have to leave the country as my employer sponsored stay would be over. In this post I am going to talk about investments from an immigrant’s perspective – Invest like an immigrant.
As the name of the website suggests, I am not just going to write about personal finance but other topics as you see in my post about our trip through Texas and New Mexico. If you haven’t read it yet, I’d highly recommend it – the pictures are mind blowing!
So this post is about how to invest in health capital. We’ve got a great appetite for financial investing and savings. However, if we don’t invest in health capital the results of all the investing would be for nothing. I recently read a book – The Defining Decade – why your twenties matter and how to make the most of them now.
My SO and I had been planning to take a trip and visit the caverns of Carlsbad for a little while. Couple months ago we decided to put in requests for leave and book hotels for the trip. We were going to make a loop road trip across New Mexico and come back to where we live. It was going to be awesome.
First Stop: El Paso Texas! Continue reading “Road Trip Across the Midwest”
Over the course of the last few months, I have read numerous articles about the most common retirement plan in the United States – the 401K. As an employee here, I realize the importance of putting away some money for savings towards retirement. 401K in my opinion is an excellent way to do just that.
If you’re as lucky as I am and have a company which has a 401K offered via benefits, you should definitely contribute a percent of your salary to that account. The earlier you start and the higher you contribute, the more money you’re going to end up having in retirement. Continue reading “401K Yay or Nay?”
The beginning of this journey takes me back six years. It was fall of 2011 when I first came to the United States of America. I had the good fortune of getting enrolled into one of the premier universities in the country. There were a few reasons why I wanted to come to the US –
- America has always been called the land of opportunity. I had heard great tales of successes in the States
- Being an engineer, I always envied the research and development happening in the States. It seemed like they always had the cutting edge technologies before even we’d heard about them in India Continue reading “How It All Started”
Today finally I put my foot down and ventured into the world of documenting my journey. In life I have only a few goals –
- Become financially independent
- Stay fit and healthy
- Explore Different Cultures
- Give back to community